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Find a Dialysis Center

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    1. About Kidney Disease
      1. OVERVIEW
      2. Understanding Chronic Kidney Disease
      3. Kidney Disease Stages
      4. What Is a Nephrologist?
      5. What to Expect with CKD
      6. Kidney Disease Management
      7. Understanding Acute Kidney Injury
      8. How Kidneys Work
      9. Take a FREE CLASS on Kidney Disease
    2. Treatments
      1. OVERVIEW
      2. Dialysis Basics
      3. Benefits of Home Dialysis
      4. Home Peritoneal Dialysis
      5. Home Hemodialysis
      6. Sign up to Talk to a Home Dialysis Expert
      7. In-Center Hemodialysis
      8. Transplant
      9. Insurance & Managing Costs
      10. Choosing Not to Treat
    3. Life On Dialysis
      1. OVERVIEW
      2. Emotional Health
      3. Staying Engaged
      4. Staying Healthy on Dialysis
      5. Dialysis Travel Services and Information
      6. Tips for Loved Ones
      7. PatientHub
    4. Recipes & Nutrition
      1. OVERVIEW
      2. Recipes
      3. Managing Your Diet
      4. Fluid Management on Dialysis
      5. Dialysis Diet Planning
      6. Cookbooks
    5. Thrive Central
      1. CKD
      2. Dialysis
      3. Diet & Nutrition
      4. Stories
      5. Wellness
      6. See All
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    5. Sign Up for Our Newsletter

    Find a Dialysis Center

    Find a Dialysis Center

    Find a Dialysis Center
    Permission to detect location was denied Current location could not be determined
      Try a detailed search

      Need help? Call 1-888-373-1470

      1. About Us
      2. Contact Us
      3. FAQ
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      1. About Kidney Disease
        1. Understanding Chronic Kidney Disease
          1. Symptoms
          2. Risk Factors
          3. Causes
          4. Diagnosis and Testing
          5. GFR Calculator
        2. Kidney Disease Stages
          1. Stage 1
          2. Stage 2
          3. Stage 3
          4. Stage 4
          5. Stage 5
        3. What Is a Nephrologist?
        4. What to Expect with CKD
        5. Kidney Disease Management
          1. Kidney Diet Basics
          2. CKD Medications
          3. Your Kidney Care Team
          4. Diabetes
          5. High Blood Pressure
        6. Understanding Acute Kidney Injury
          1. Acute Kidney Injury Treatment and Recovery
        7. How Kidneys Work
        8. Take a FREE CLASS on Kidney Disease
      2. Treatments
        1. Dialysis Basics
          1. Starting Dialysis
          2. Types of Dialysis Access
          3. Your Care Plan
          4. Dialysis Medications
          5. Monitoring Your Lab Results
        2. Benefits of Home Dialysis
        3. Home Peritoneal Dialysis
          1. What to Expect
          2. Getting Prepared
          3. PD Access
          4. PD Training
          5. About Peritonitis
          6. PD Monitoring
          7. Your Care Team
        4. Home Hemodialysis
          1. What to Expect
          2. Getting Prepared
          3. HD Training
          4. HD Monitoring
          5. Your Care Team
        5. Sign up to Talk to a Home Dialysis Expert
        6. In-Center Hemodialysis
          1. In-Center Treatment Options
          2. What to Expect
          3. Hemodialysis Access Options
          4. Your Care Team
          5. How to Choose a Center
        7. Transplant
          1. Finding a Kidney Donor
          2. Considering Kidney Donation
        8. Insurance & Managing Costs
          1. Understanding Medicare Coverage
          2. Understanding Medicare Advantage
          3. Understanding Employer Plans
        9. Choosing Not to Treat
      3. Life On Dialysis
        1. Emotional Health
          1. Managing Your Emotions
          2. Talking About Dialysis
          3. Intimacy
          4. Body Image and Dialysis
          5. Building Your Dialysis Support Network
        2. Staying Engaged
          1. Tips for Working While on Dialysis
          2. In-Center Activities
          3. Hobbies
        3. Staying Healthy on Dialysis
          1. Managing Your Time on Dialysis
          2. Dialysis & Exercise
          3. Weight Management
          4. Avoiding Infection
          5. Managing Multiple Conditions
          6. Fighting the Flu
        4. Dialysis Travel Services and Information
        5. Tips for Loved Ones
          1. In-Center Hemodialysis
          2. At-Home Hemodialysis
          3. At-Home Peritoneal Dialysis
        6. PatientHub
      4. Recipes & Nutrition
        1. Recipes
        2. Managing Your Diet
          1. Eating Well with CKD
          2. Eating Well on Dialysis
          3. Salt and Kidney Disease
          4. Potassium and Kidney Disease
          5. Phosphorus and Kidney Disease
          6. Talking With Your Dietitian
        3. Fluid Management on Dialysis
        4. Dialysis Diet Planning
          1. Kidney-Friendly Shopping
          2. Eating Out
          3. Holiday Diet Tips
          4. A Chef’s Advice
        5. Cookbooks
      5. Thrive Central
        1. CKD
        2. Dialysis
        3. Diet & Nutrition
        4. Stories
        5. Wellness
        6. See All
      Insurance & Managing Costs
      Insurance & Managing Costs
      OVERVIEW Understanding Medicare Coverage Understanding Medicare Advantage Understanding Employer Plans
      1. Home
      2. Treatments
      3. Insurance & Managing Costs
      4. Understanding Medicare Advantage

      Understanding the Basics of Medicare Advantage

      Share:
      Medicare Advantage (MA) is now an insurance option for people who are on Medicare and diagnosed with end stage renal disease (ESRD). Medicare Advantage, also known as Medicare Part C, is an all-in-one health insurance plan that combines the benefits of Medicare Parts A, B, and often D, into one convenient plan.
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      5 benefits of choosing Medicare Advantage

      • Only 1 plan to manage—and 1 insurance card
      • Some plans cost the same as or less than Medicare—with premiums as low as $0
      • Many plans offer dental, vision, and hearing—plus extra benefits
      • You may save on prescription costs—including kidney medications and insulin
      • Annual out-of-pocket costs are capped—to limit spending

      What makes Medicare Advantage different from other Medicare plans?

      Medicare Advantage replaces Medicare Parts A, B, and often D. Be sure to compare the benefits, costs, and potential savings of a plan before you make a change to your current coverage. Other factors to consider include:

      • Choosing a Medicare Advantage plan with prescription coverage means you’ll be fully insured. You won’t need a separate prescription plan like Medicare Part D, which has its own premium.
      • Medicare Advantage offers benefits you can’t get with traditional Medicare. These include dental, vision, hearing, and transportation.
      • Medicare Advantage plans are managed by private health insurance companies. Traditional Medicare plans are managed by the federal government.
      • Medicare Advantage plans use networks like employer group health plans. When you choose in-network doctors, you avoid extra costs.

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      Am I eligible for Medicare Advantage?

      If you already have Medicare Part A and Part B, you can choose a Medicare Advantage plan that’s offered in your area. As of January 2021, people with ESRD who are eligible for Medicare can choose Medicare Advantage.


      Get helpful answers to frequently asked questions

      Click on a question to reveal the explanation.

      Medicare Advantage plans can offer better coverage, lower premium costs, and the convenience of an all-in-one plan. It’s important to consider all costs when figuring out which health plan is best for your needs. To make sure you’re choosing your best coverage, contact your insurance coordinator, visit Medicare.gov, or talk to an independent licensed insurance agent for more information on 

      Medicare Advantage.
      Learn what CMS is saying about Medicare Advantage here. For more details on the cost savings and plans offered, read a CMS press release on Medicare Advantage and Open Enrollment.

      Your current plan may be your best option—or you may find there’s another option that provides better coverage. Before you make a change, contact your insurance coordinator to help you compare your options and see the big picture before you make a decision.

      If you already have Medicare and you’re diagnosed with end stage renal disease (ESRD), you are eligible for Medicare Advantage. Talk to your insurance coordinator or contact an independent licensed insurance agent for more information.
      You may be able to save on prescription costs with Medicare Advantage. Be sure to ask about insulin savings through the Part D Senior Savings Model. Many prescription insurance plans across the country offer a broad set of insulins with out-of-pocket cost limited to $35 per month. Learn more at Medicare.gov or talk to an independent licensed insurance agent.
      With a Medicare Advantage plan that includes prescription coverage, all of your coverage is in a single plan. You are considered fully insured—you will not need to purchase a separate prescription drug plan or Medicare Supplement plan. Because you are getting all your coverage benefits in 1 plan instead of several, you will have the convenience of 1 insurance card.
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      Learn more about the benefits of Medicare Advantage

      Get more details on Medicare Advantage plans for people living with ESRD.
      Watch Video
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      QUESTIONS ABOUT YOUR INSURANCE?

      Talk to one of our insurance coordinators. We can help you understand your current coverage—and your insurance options.

      Sign Up To Connect
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      COMPARE PLAN OPTIONS WITH SELECTQUOTE

      Discuss your insurance coverage options with an independent, licensed insurance agent—like those at Select Quote. Call 1-877-213-1342 or click below.

      Contact SelectQuote Now
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      CONSIDERING A TRANSPLANT?

      Be sure to check that your transplant center is in-network with your insurance plan.
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